InternetowyKantor logo
Exchange without registration Log in Create a free account
Log in Create a free account Exchange without registration

Points Program

Earn points and exchange currencies at the interbank rate, no spread.

How does the Points Program work?

With points, you will be able to exchange currency at the interbank rate, which is the best we can offer. 1 point allows you to exchange 1 EUR/USD/CHF/GBP at the interbank rate.

Points program chart

EXAMPLE

Let’s assume that you want to sell EUR 4000 and the buy rate at InternetowyKantor.pl is currently 4,5000. In this case, after the exchange you will receive PLN 18000.

However, if you have 3000 points in the Points Program and you use them in the one transaction, you will sell EUR 3000 at a better, higher rate – 4,5150 and EUR 1000 at the buy rate, i.e. 4,5000.

This means that for each euro sold at the interbank rate (using points) you will get 1,5 grosz more, which is the difference between the buy rate and the interbank rate. You gain an additional PLN 45 on this transaction.

In total, you will receive PLN 18045.

How can I earn points?

Referring a friend

You will receive as many as 1,000 points for each Successful Referral of a friend. The referral is considered successful when the referred person registers with InternetowyKantor.pl through your individual referral link and makes the first exchange on the site.

Using your referral link, your friend also gains – he/she will receive as many as 1000 points when he/she registers on our site.

From April 20, 2026 to July 20, 2026, for each Successful Referral you will receive not 1000, but as many as 3000 Points.

Each transaction made by your referral

Depending on the currency, you will receive 1 point for each: 5 KWD, OMR; 10 EUR, USD, CHF, GBP, AUD, CAD, NZD, RON, SGD, TRY, AED, FJD, JOD, PGK, SAR, WST, BRL, PEN, ILS; 50 GHS, LSL, MAD, SZL; 100 CZK, DKK, HKD, MXN, NOK, SEK, ZAR, BDT, CNY, EGP, INR, NPR, THB, ARS, UYU; 1,000 HUF, JPY, listed by referral.

You profit from every transaction of your friends, without any time limitation!

Participating in special campaigns

We reward our customers with points for participating in contests and promotions organised e.g., on social media.

Stay up to date with news about our exchange. Follow us on Facebook.

Giving feedback on a transaction

Add a review of our exchange on Opineo.pl and you will receive 50 points for exchange without spread. Points will be credited to you automatically, within 2 working days.

Check the conditions for awarding points »




EXAMPLE

3000 points = The first transaction of the referred person. The more friends you refer to our service, the more points you earn.

50 points = Opinion about the transaction on Opineo.pl – Check the conditions

1 pkt = Each exchanged 5 units of KWD, OMR currency at the transaction of the referral person

1 point = Each 10 units of EUR, USD, CHF, GBP, AUD, CAD, NZD, RON, SGD, TRY, AED, FJD, JOD, PGK, SAR, WST, BRL, PEN, or ILS exchanged in a referral transaction

1 pkt = Every 50 units of GHS, LSL, MAD, or SZL currency exchanged on a referral’s transaction

1 point = Each 100 currency units of CZK, DKK, HKD, MXN, NOK, SEK, ZAR, BDT, CNY, EGP, INR, NPR, THB, ARS, or UYU exchanged in a referral transaction

1 point = Every 1,000 units of HUF or JPY currency exchanged on a referral’s transaction

How many points can you earn in one month?

Ikona użytkownika
Ikona kropek
Ikona kropek
user-ania

Exchanged EUR 1200

for a trip abroad

You receive 3120 points

– 3000 points for the successful referral
- 120 points for the exchange

Ikona kropek
user-pawel

Exchanged USD 5200

of his salary

You receive 5200 points

– 3000 points for the successful referral
– 520 points for the exchange

Ikona kropek
user-tomasz

Exchanged CHF 870

to repay a loan

You receive 3087 points

– 3000 points for the successful referral
– 87 points for the exchange

Ikona kropek
Ikona kropek
Ikona kropek

9727

points

How to make a referral?

  1. Log in to the Customer Panel
  2. Go to the "Points Program" tab
  3. Accept the Terms and Conditions of the Points Program
  4. Make a referral using the link in this tab. You can send it by email, SMS, chat, post it on your blog or recommend it to your friends on social media
Log in and earn points »



Frequently asked questions

Who can use the Points Program?

The Points Program is available to all users who have used our services. You must make at least one transaction for the refer-a-friend option to be activated.

What does a successful referral mean?

The referral is considered successful when the referred person registers in InternetowyKantor.pl via the referral link and performs the first exchange in his Customer Panel. The referral itself (sending an invitation) is not enough for the referrer to receive points.

How long are the points earned valid for?

In general, points are valid for 3 months from the date they are earned, unless otherwise stated in the terms and conditions of a given promotion. After this time, unused points expire.

How much will I exchange for 1 point in the Points Program?

1 point means the possibility of exchanging foreign currency at the interbank exchange rate, in accordance with the table below:

Currency How much you will exchange for 1 point
EUR, USD, CHF, GBP, AUD, CAD, NZD, RON, SGD, TRY, AED, FJD, JOD, PGK, SAR, WST, BRL, PEN, ILS 1 currency unit
CZK, DKK, HKD, MXN, NOK, SEK, ZAR, BDT, CNY, EGP, INR, NPR, THB, ARS, UYU 10 currency units
HUF, JPY 100 currency units
GHS, LSL, MAD, SZL 5 currency unit
KWD, OMR 0.5 currency unit

How many points will I get for my friend's transaction?

Depending on what currency your friend is exchanging, you’ll earn points according to the table below:

Currency How many currency units must the referred client exchange for the referring client to receive 1 point?
EUR, USD, CHF, GBP, AUD, CAD, NZD, RON, SGD, TRY, AED, FJD, JOD, PGK, SAR, WST, BRL, PEN, ILS 10 currency units
CZK, DKK, HKD, MXN, NOK, SEK, ZAR, BDT, CNY, EGP, INR, NPR, THB, ARS, UYU 100 currency units
HUF, JPY 1000 currency units
GHS, LSL, MAD, SZL 50 currency units
KWD, OMR 5 currency units

What do I have to do to use my points?

You do not have to do anything! Points for exchanges at the interbank rate that are linked to your profile obtained in the Points Program are automatically used in subsequent transactions.

Points are used starting with those with the shortest expiry date. For example, if you have 500 points with an expiration date of 2 months and 300 points that expire in 5 days, the pool of 300 points will be used first.

You can check the expiry date of your points in the Customer Panel, in Points and discounts → Points history → „Active points” table.

What are the conditions of awarding points for leaving a review on Opineo.pl?

  • The awarding of points will only work if you add a review via the Customer Panel (“Points history” tab) or by clicking on the link in the email inviting you to write a review. Points will not be awarded if the review is added after entering the Opineo.pl website directly.
  • The review must be confirmed (activated) using a special link sent by Opineo.pl to the email address provided in the form. After the review is activated, it is additionally checked by the Opineo.pl moderator and only then it appears in the portal. Review moderation takes place only on working days and is usually carried out within 3 days of review activation.
  • Points will be awarded automatically within 2 working days from the moment the review is posted.
  • It is possible to award points only once every two weeks, regardless of the number of reviews posted at that time. The two-week period is counted from the moment the points are awarded, not from the moment the review is posted. For example, if points were awarded on 05/07/2022 10:22 AM, then the next review should be posted after 19/07/2022 10:23 AM.
  • You can only review transactions that were completed after the launch date, i.e. May 13, 2022.
  • You can leave a maximum of one scored review after each transaction.

How are the financial transaction data of referrals protected?

InternetowyKantor.pl does not provide information on the source of obtained points due to the protection of data on financial transactions of users.

The user receives points when a person referred by him makes an exchange in InternetowyKantor.pl, or when the operator grants a voucher for exchange at the interbank exchange rate. The User does not have access to information on exchanges made by the Referred persons. The only information available to the user is the expiry date of the points earned.

Can I earn points when my referral makes different transactions than me? (e.g. I sell, they buy; I exchange one currency, they another)

Yes, of course. Our Points Program takes these situations into account. It doesn’t matter if the person you refer buys or sells a currency while you do the opposite. It also does not matter in which currencies both parties transact.

In what cases will the points in the Points Program be inactive?

Points awarded for referrals under the Points Program will not be applied to an exchange, if they have already been used in another profile at InternetowyKantor.pl (in transactions involving the same bank account).

How can I use a discount voucher?

The voucher number should be entered in the Customer Panel, in the “Points and discounts” → “Enter coupon” tab. The points will be credited to your account immediately.

Check how much you can save!

Sign up for free Currency calculator

Discount for new Customers

receive 500 points for currency exchange
CHF/USD/EUR/GBP without spread !

Enter your e-mail address and we will send you a discount code.