Fees and invoices – The Wallet

All currencies in one place

Store, send and receive funds in multiple currencies with no Wallet maintenance fees. Manage your finances conveniently online – quickly, securely and with no hidden costs.

Why use The Wallet?

  • PLN 0 for maintaining the Wallet

  • Free transfers within the limit

With the Currency Wallet, you receive a package of 5 free transfers every month.

Free transfers include:

  • transfers to the largest banks in Poland in PLN and in foreign currencies, provided that internetowykantor.pl holds an account in the relevant currency with the bank in question
  • EUR transfers within the EU (SEPA)

Once the limit has been used up
Every 2500 PLN transferred = 1 additional free transfer

Once the available limit has been used up, the cost of the next transfer to the largest banks in Poland and EUR transfers within the EU (SEPA) is PLN 1. Other fees are charged in accordance with the table below.

Free services

  • PLN 0

    for accepting a transfer via InternetowyKantor.pl Wallet from any bank

  • PLN 0

    for currency conversion at the buy or sell rate in the InternetowyKantor.pl Currency Wallet

  • PLN 0

    for sending zlotys to any Polish bank within the limit

  • PLN 0

    for sending EUR, USD, GBP, CHF from InternetowyKantor.pl to a bank where we have accounts within the limit

  • PLN 0

    for sending EUR abroad in the most popular SEPA mode within the limit

  • PLN 0

    for transaction cancellation / return of funds

  • PLN 0

    for an electronic invoice

Services with an additional fee

Sending currency to foreign accounts and accounts held in Poland in banks where InternetowyKantor.pl does NOT have its accounts is charged according to the table below, except for SEPA transfers in EUR, which cost PLN 0. Fees for transfers made in PLN only apply to transfers abroad.

Transfers to bank accounts in the IBAN format:

PLN

Transfer type When will the transfer arrive? (working days) Fee
ELIXIR the same or the next day

PLN 0 if you have a free transfer available within your limit. Once the limit is used up, a fee of PLN 1 applies

SPOT 2–3 days

PLN 10

TODAY the same or the next day

PLN 20

EUR

Transfer type When will the transfer arrive? (working days) Fee
SEPA 1–2 days

PLN 0 if you have a free transfer available within your limit. Once the limit is used up, a fee of PLN 1 applies

SEPA INSTANT in a few minutes

PLN 20

TODAY the same or the next day

PLN 20

TODAY-OUR* the same or the next day

PLN 80

SPOT* 2–3 days

PLN 80

SWIFT SHA** up to 3 days

PLN 50

SWIFT OUR** up to 3 days

PLN 100

CHF, GBP, USD

Transfer type When will the transfer arrive? (working days) Fee
SPOT to IBAN countries 2–3 days

PLN 10

TODAY to IBAN countries the same or the next day

PLN 20

TODAY-OUR* to IBAN countries the same or the next day

PLN 80

SWIFT SHA** up to 3 days

PLN 50

SWIFT OUR** up to 3 days

PLN 100

CZK, DKK, NOK, SEK

Transfer type When will the transfer arrive? (working days) Fee
TODAY the same or the next day

PLN 20

TODAY-OUR* the same or the next day

PLN 80

AUD, CAD, TRY, ZAR

Transfer type When will the transfer arrive? (working days) Fee
SPOT 2–3 days

PLN 20

HKD, MXN, NZD, SGD

Transfer type When will the transfer arrive? (working days) Fee
SPOT 2–3 days

PLN 80

AED, CNY, HUF, ILS, JPY, RON

Transfer type When will the transfer arrive? (working days) Fee
SPOT TODAY the same or next day

PLN 40

* transfer type not available for the EEA area, the option to select this transfer is available only when sending currency outside the EEA

** SWIFT SHA and SWIFT OUR apply to transfers to countries that do not use the IBAN standard. This includes, amongst others, Australia, China (including Hong Kong and Macau), Japan, Canada, South Korea, New Zealand, Singapore, Taiwan, Vietnam, India, Bangladesh, Thailand, Malaysia, Indonesia, Qatar, Brazil, Argentina, Paraguay, Uruguay, Chile, Mexico, South Africa and Nigeria.
The processing times are provided for indicative purposes only – there may be delays in banks which are beyond the control of InternetowyKantor.pl. In the case of currency transfers from banks where we do not have accounts, additional intermediary bank costs might arise. Such costs do not apply to transfers in the currencies of EEA countries sent within the EEA and in the OUR mode for transfers made outside the EEA.

Frequently asked questions

How do free transfers work within the limit?

You receive 5 free transfers every month. Further free transfers are automatically unlocked once you have exchanged the equivalent of PLN 2500. You can check your free transfer balance under the „Points and discounts” tab → „Discounts granted”.

Can I receive transfers free of charge?

Yes. Receiving a transfer to your Wallet is free of charge.

Where can I find my exchange history in my Wallet?

In the „Wallet” → „Operations history” tab, you’ll find all operations carried out in the Wallet, as well as ready-made monthly statements. Exchanges carried out as part of traditional one-off exchanges can be found in the „My transactions” → „History” tab.

Discount for new Customers

receive 500 points for currency exchange
CHF/USD/EUR/GBP without spread !

Enter your e-mail address and we will send you a discount code.